In this article about the advantages of traveling for a hair transplant, our main emphasis will be on Istanbul, a destination that has emerged as a favored location for this procedure. If you’re curious about the reasons behind Turkey’s renowned status in the field of hair transplants and what all the excitement is about, continue reading.

What makes Turkey a sought-after destination for hair transplants?

Apart from its geographically advantageous location connecting Europe and Asia, Turkey was traditionally renowned for its delicious kebabs and picturesque turquoise beaches along its expansive coastline. However, unbeknownst to many, Turkey has been at the forefront of medical tourism, particularly excelling in the fields of hair transplant and cosmetic dentistry, for over two decades.

Why choose Turkey as your destination for a hair transplant?

As of 2023, Turkey boasts more than 20 years of extensive experience in successfully treating millions of patients from across the globe, particularly in the areas of hair transplant, plastic surgery and cosmetic dentistry, and here is why:

1 – Expert Surgeons: Renowned Turkish surgeons lead the way

Could it be that the age-old pursuit of medical knowledge, as depicted in Noah Gordon’s popular novel The Physician and its subsequent film adaptation, remains unchanged? Or perhaps the Turks have skillfully combined their expertise in hospitality with medicine?

The presence of some of the world’s top hair transplant surgeons in Turkey can be attributed to several factors.

Firstly, pursuing a medical career in a densely populated country like Turkey guarantees professional recognition and financial success. Additionally, there exists fierce competition among surgeons who diligently stay updated with medical advancements, engage in new research, and continuously enhance their skills.

Read More: Studying medicine in Turkey – What you need to know

2 – Cost Advantage: Getting more for less

Why would anyone choose to pay a higher price when they could get the exact same procedure for less?

Turkey enjoys an unparalleled advantage in terms of cost and quality when it comes to geo-arbitrage. Esteemed clinics, known for their exceptional customer service, employ specialist surgeons who possess extensive experience and exceptional skills. Despite providing competitive salaries to their well-compensated team, ranging from surgeons to technicians and patient assistants, the cost of a hair transplant in Turkey remains remarkably affordable compared to Western countries. This means that an average individual with an average income in Europe, the USA, or Australia can comfortably afford a hair transplant at a top-tier clinic in Turkey.

If you’ve found yourself questioning why hair transplants are priced so inexpensively in Turkey, this is precisely the reason. As always, it’s important to exercise caution when encountering offers that seem too cheap or too good to be true. Remember that even within the same country, there can be variations in quality and pricing among different segments.

3 – Comprehensive Packages and Peace of Mind: Ensuring a hassle-free experience

With a strong desire to restore lush and youthful hair to bald areas on our scalp, Turkish clinics like Medical 11 offer all-inclusive packages that cover everything from airport-hotel-clinic transfers to luxurious hotel accommodations or private lodging options. Their professionalism is simply unparalleled.

The key ingredient behind Turkey’s remarkable success in providing exceptional medical journeys lies in the innate friendliness of everyone involved in the hospitality industry. Assisting foreigners and addressing guests’ inquiries is something most Turks are more than willing to go above and beyond for.

It’s worth noting the numerous online reviews from international hair transplant patients in Turkey who mention that their overall experience exceeded their expectations. These testimonials prove that nothing can surpass the magic of these words…

Selecting a Hair Transplant Clinic in Turkey: A Comprehensive Guide

Opting for the right hair transplant clinic is crucial for the success of your procedure. However, making this decision can be daunting and overwhelming. While Turkey offers cost advantages for hair transplant operations, it is essential to carefully choose a reputable clinic. To assist you in this process, we have compiled a comprehensive guide on selecting a hair transplant clinic in Turkey.

1 – Patient Experience

The satisfaction of previous patients serves as a valuable measure of a clinic’s success. When considering a hair transplant clinic, it is important to gauge the experiences of past patients who are content with their results. You can explore video testimonials from these individuals, documenting their recovery progress at various stages.

2 – Before and After Photos

Before and after photos play a crucial role in providing a comprehensive understanding of the potential outcomes following a hair transplant procedure at a clinic.

By reviewing before and after photos of individuals with similar patterns of hair loss, you can evaluate whether the visible progress aligns with your expectations. These photos serve as a valuable reference to assess the clinic’s ability to deliver the desired results.

3 – Pricing Options

Hair transplant procedures can be costly, which often deters individuals from pursuing them. Nevertheless, the comparatively lower costs of hair transplants in Turkey present a favorable opportunity.

By selecting a hair transplant clinic within your price range, you can enhance your hair aesthetics without straining your finances. However, it is crucial to exercise caution and avoid excessively cheap options, as such clinics may compromise quality in order to offer reduced prices.

4 – Available Procedures

Considering your preferences and specific hair loss condition, you may have a particular type of hair transplant procedure in mind, such as Sapphire FUE hair transplant, unshaven hair transplant, DHI hair transplant, and more.

It is essential to examine the range of procedures offered by a hair transplant clinic to determine if they are capable of performing the specific procedure you desire. This assessment ensures that the clinic can cater to your unique needs and deliver the desired results.

5 – Patient Volume

The volume of patients a clinic handles each day can provide insights into its popularity and approach to hair transplant procedures. While a high number of patients may indicate the clinic’s popularity, it is important to consider the availability of experienced surgeons and a competent medical team.

A clinic with a large patient volume but a limited number of skilled professionals may suggest a lack of meticulousness in conducting hair transplant operations.

6 – Expertise of the Medical Team

The specialization of the medical team holds significant importance, particularly for niche hair transplant procedures like afro and Asian-textured hair transplants. If you have a unique hair type, such as curly, thin, or afro hair, it is essential to consider the expertise of the medical team to ensure optimal results.

Requesting details about the surgeon and the medical team can provide valuable insights into their experience and proficiency in handling specific hair types.

7 – Clinic Location

The location of the clinic plays a significant role in your hair transplant journey. It may be important to choose a clinic that is conveniently situated near your place of accommodation. Additionally, you might have a preferred city where you would like to undergo the hair transplant procedure, considering factors such as the need for pre and post-consultations at the facility. Selecting a clinic with a favorable location can enhance the overall convenience and accessibility of your hair transplant experience.

8 – Post-Operative Support

The post-operative phase following a hair transplant procedure is equally vital for the overall success of the treatment. Recognizing the significance of this period, it is essential to choose a hair transplant clinic that offers comprehensive post-operative support.

This includes valuable guidance and detailed aftercare instructions to promote optimal healing and maximize the desired hair transplant results. A clinic that prioritizes thorough post-op support ensures that you receive the necessary care and guidance throughout your recovery journey.

9 – Certifications

It is important to consider the certifications held by your preferred hair transplant clinic. These certifications serve as indicators of the qualifications and expertise of the medical team.

By reviewing the certifications, you can gain valuable insights into the level of professionalism and competence maintained by the clinic, ensuring that you receive treatment from a reputable and qualified team.

Is Turkey the Right Choice for Your Hair Transplant?

Before making a decision, it is advisable to conduct thorough research and understand why Turkey has emerged as a leading destination for hair transplant procedures. Take your time to read online reviews, engage in virtual consultations with multiple clinics, and don’t hesitate to ask questions. It is crucial to establish clear communication and confidence in the clinic’s understanding of your expectations.

Furthermore, a select few hair transplant clinics in Turkey specialize in afro-type hair transplants, which can be more challenging due to the unique curling roots. Consider requesting communication with former patients or inquire if the clinic can provide an assistant who speaks your native language. Don’t miss out on a life-changing opportunity if you have been seeking a permanent solution to your hair loss.

Exploring Istanbul Before and After the Procedure

If you have decided to embark on a hair transplant journey in Istanbul and finalize your plans, it is recommended to pause before booking your flights. Allotting a few additional days at the beginning or end of your hair transplant schedule will allow you to fully experience and enjoy this remarkable and vibrant city.

Istanbul not only attracts tourists with its captivating museums, rich history, cultural diversity, delectable cuisine, and vibrant art scene, but it also boasts impressive architectural marvels that are worth exploring. Make your hair transplant experience a memorable journey by immersing yourself in all that Istanbul has to offer.

Interesting Places

In Istanbul, the historical peninsula itself is akin to an open-air museum.

As you wander through the streets of Sultanahmet, you’ll encounter the renowned Basilica Cistern, known for its captivating upside-down Medusa heads and occasional classical music concerts, benefiting from its exceptional acoustics.

Other must-visit tourist attractions include the iconic Hagia Sophia, Süleymaniye Mosque, Kariye Museum, and the Blue Mosque. Exploring the city through a double-decker bus tour or embarking on a Bosphorus hop-on/hop-off cruise are also highly recommended. And, of course, no visit to Istanbul is complete without immersing yourself in the bustling atmosphere of the majestic Grand Bazaar.

Shopping Experience

Istanbul stands as a hub for high-quality textiles, attracting internationally renowned brands that manufacture their garments in Turkey. This creates an exceptional shopping opportunity, making Istanbul one of the world’s premier destinations for shopping enthusiasts.

In the city, you’ll find a diverse range of options, with Turkish and international designers presenting their collections at competitive prices. Whether you’re in search of clothing, shoes, bags, leather goods, handmade pottery items, carpets, beachwear, or more, Istanbul offers something for every shopper.

For a memorable shopping experience, explore Nişantaşı on the European side and Bağdat Caddesi on the Asian side of the city. These areas boast a mix of street shops and shopping malls, catering to various tastes and preferences.

Indulging in Culinary Delights

Istanbul’s culinary landscape extends far beyond the well-known kebabs and traditional Turkish tea. In recent years, the city has witnessed the emergence of a vibrant gourmet scene, with acclaimed Turkish chefs opening restaurants that reimagine their grandmothers’ recipes.

By blending modern gastronomy with traditional flavors, fine dining establishments like Aman da Bravo, Aheste, Turk, and Mürver offer a captivating dining experience that will leave you craving for more. These award-winning restaurants push the boundaries of taste, tantalizing your palate and inviting you to embark on a culinary journey like no other.

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Izmir, the vibrant coastal city of Turkey, is not only a popular tourist destination but also an emerging educational hub. Boasting a rich cultural heritage, stunning landscapes, and a welcoming atmosphere, Izmir has become an attractive choice for international students seeking quality education in a diverse and stimulating environment.

In this article, we will explore the advantages of studying in Izmir, highlight some of the best universities in the region, provide an overview of tuition prices for foreign students, and delve into the unique aspects that make studying in Izmir a truly enriching experience.

Advantages of Studying in Izmir

Quality Education

Izmir is home to several prestigious universities renowned for their academic excellence and research capabilities. These institutions offer a wide range of programs in various fields, ensuring students have access to quality education that meets international standards. The faculties and departments within these universities cover a broad spectrum of subjects, including engineering, medicine, humanities, social sciences, business, and more. The dedicated and experienced faculty members provide students with a strong academic foundation and encourage critical thinking and creativity.

Multicultural Environment

Izmir’s cosmopolitan nature fosters a diverse and inclusive atmosphere, creating a melting pot of cultures and ideas. Students studying in Izmir have the opportunity to interact with people from different backgrounds, enhancing their global perspective and intercultural communication skills.

This multicultural environment also facilitates the formation of lasting friendships and networking opportunities with fellow international students. The universities organize various cultural events and student clubs where students can engage in cross-cultural exchange and learn from one another.

Affordable Living Costs

Compared to other major cities in Turkey and around the world, the cost of living in Izmir is relatively affordable. Accommodation, transportation, and daily expenses are generally more budget-friendly, allowing students to maintain a comfortable lifestyle without financial strain. The city offers a variety of housing options, including dormitories, shared apartments, and private accommodations, catering to different budgets and preferences. Students can also enjoy affordable and delicious local cuisine, making their stay in Izmir even more enjoyable.

Rich Cultural Heritage

With its ancient ruins, historical sites, and vibrant cultural events, Izmir offers a unique blend of tradition and modernity. Students can explore the city’s rich heritage, immerse themselves in Turkish culture, and participate in various festivals, exhibitions, and music concerts. From the ancient city of Ephesus to the vibrant streets of Kemeraltı Bazaar, Izmir offers countless opportunities for cultural exploration and enrichment. Additionally, the city’s location on the Aegean coast provides students with breathtaking natural landscapes and pristine beaches to relax and rejuvenate.

Best Universities for studying in Izmir

1- Izmir Institute of Technology (IYTE):

Known for its strong engineering and natural sciences programs, IYTE is a leading institution that focuses on research and innovation. The university’s English-taught programs attract a significant number of international students. IYTE also provides a supportive learning environment and state-of-the-art facilities for students to excel in their chosen fields. The campus is located in a serene area surrounded by nature, providing an ideal setting for academic pursuits.

2- Dokuz Eylül University:

With a wide range of faculties and departments, Dokuz Eylül University offers diverse academic opportunities for students. It excels in fields such as medicine, engineering, social sciences, arts, and sciences, providing students with a comprehensive education. The university also offers numerous extracurricular activities and a vibrant campus life that enhances the overall student experience. The university’s strong ties with local industry and businesses offer students valuable internship and career opportunities.

3- Ege University:

Established in 1955, Ege University is one of the oldest and largest universities in Turkey. It offers a comprehensive range of programs, including medicine, dentistry, engineering, humanities, and social sciences. Ege University’s distinguished faculty members and modern facilities contribute to its reputation as a center of academic excellence. The university promotes a research-oriented approach, encouraging students to engage in scientific inquiry and innovation.

4- İzmir University of Economics (IUE):

Recognized for its business and economics programs, İzmir University of Economics IUE provides an international learning environment with a focus on entrepreneurship and innovation. The university collaborates with numerous global partners and offers a variety of English-taught programs. IUE’s emphasis on practical learning and internships prepares students for successful careers in the business world. The university’s modern campus facilities and strong industry connections create a dynamic learning environment for students.

Tuition Prices for Foreign Students in Izmir:

Tuition fees for international students vary depending on the university and the chosen program. The following table provides an overview of the average annual tuition fees for undergraduate and master’s programs in selected universities in Izmir:

Please note that these figures are approximate and subject to change. It’s advisable to check with individual universities for the most up-to-date and accurate information on tuition fees and any available scholarships or financial aid options for international students.

Why Choose Izmir for Your Studies?

Student Support Services

Universities in Izmir prioritize student well-being and offer a range of support services. These include counseling and psychological services, academic advising, career development centers, and language support for non-native speakers. Dedicated staff members are available to assist international students with their transition to student life in Izmir and provide guidance throughout their academic journey.

Research Opportunities

Izmir’s universities place great emphasis on research and offer numerous opportunities for students to engage in cutting-edge projects. From scientific research to social sciences and humanities, students have access to state-of-the-art laboratories, research centers, and libraries. In collaboration with faculty members, students can contribute to groundbreaking research that addresses real-world challenges and makes a positive impact.

Internship and Career Prospects

Izmir’s strategic location and thriving industries provide excellent internship and career opportunities for students. The city is known for its strong sectors such as automotive, manufacturing, tourism, and maritime. Many universities in Izmir have partnerships with local businesses, allowing students to gain practical experience and establish valuable professional connections. This exposure to the industry greatly enhances students’ employability and prepares them for successful careers.

Extracurricular Activities

In addition to academic pursuits, universities in Izmir offer a wide range of extracurricular activities and student clubs. These include sports clubs, music and art societies, volunteer organizations, and cultural exchange programs. Engaging in these activities allows students to develop their interests, explore new hobbies, and build a well-rounded skill set. It also provides opportunities for students to interact with their peers, fostering a sense of community and enhancing personal growth.

In conclusion, studying in Izmir provides a unique opportunity for foreign students to experience high-quality education in a vibrant and multicultural environment. With its excellent universities, affordable living costs, rich cultural heritage, and diverse range of programs, Izmir has become a preferred destination for international students seeking academic and personal growth.

Embrace the Turkish hospitality, explore the city’s historical and natural treasures in Izmir, and embark on a rewarding educational journey in the captivating city of Izmir.

The knowledge and experiences gained during your studies in Izmir will undoubtedly shape your future positively and provide a solid foundation for your career aspirations.

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Turkish residency card is a card that specifies the identity of a foreigner in Turkey. If you want to stay in Turkey for more than 90 days, you must apply for a residency card (Kimlik).

We have talked about this issue in the article on ways to obtain Turkish residence. Now, in this article, we want to tell you what the letters on the back of the Turkish residence card (Kimlik) mean.

The letters behind the Turkish Residency Card (Kimlik)

Every foreign national who receives a Turkish residency card has a series of letters written on the back of the card, indicating the type of residence they applied for.

The residency card (Kimlik) consists of 7 different letters, the letters of which are different for each foreigner depending on the type of residence request.

The letter A

People who go to Turkey for scientific research and apply for residence, the letter A is written on the back of the residency card (Kimlik).

The letter B

People who have bought real estate in Turkey and have real estate, the letter B is written on the back of the residence card (Kimlik).

The letter Ç

The letter Ç is written on the back of the residence card (Kimlik) for people who have applied for residency to attend training courses.

The letter D

People who go to Turkey to continue their studies have actually applied for student residence, the letter D is written on the back of the residency card (Kimlik).

The letter E

People who have applied for tourist residence (residence by renting property) have the letter E written on the back of their residence card (Kimlik). These people stay for a short time.

The letter F

People who travel to Turkey for treatment and apply for medical residency, the letter F is written on the back of the residency card (Kimlik).

The letter J

The letter J is written on the back of the residency card (Kimlik) for people who have obtained residency through investment.

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If you happen to lose your Turkish residence card (Kimlik) while in Turkey, what actions should you take? What paperwork is required to obtain a replacement? What is the expense of obtaining a replacement?

This article will provide answers to these inquiries, as well as an overview of losing your Turkish residence card (Kimlik) and the procedures and fees for obtaining a new one.

Therefore, read on until the end of this article to learn more from Move 2 Turkey.

Lost Turkish residence card (Kimlik) – procedures and costs for reissuance

Initially, you need to visit the police station in your area and file a theft report, following which you will receive a report from the police.

Subsequently, you should proceed to the Turkish Immigration Office, where you will be required to pay a fee equivalent to half of the soil fee, which is $40, in addition to the expenses related to the issuance of a fresh card, which is 356 lira.

Necessary documents for the reissuance of Kimlik card

• Biometric photo
• Deposit slips (soil fee and card issuance)
• Passport
• Proof of residence (to have a new card sent to your address)

Apart from the details mentioned earlier, it is crucial to understand that you hold the responsibility for ensuring the safety and protection of your residence card constantly.

Misplacing your residence card can create a plethora of complications such as challenges in accessing vital services, legal entanglements, and probable disruptions in your travel arrangements.

Tips for safeguarding your Turkish residency card (Kimlik)

To prevent the misplacement of your Turkish residence card in the future, here are some essential measures that you should consider:

• Always ensure that your residence card is kept in a secure and safe place.
• Create a duplicate copy of your residence card and store it separately in a secure location.
• If you change your address, update the details with the relevant provincial immigration office to ensure that all communications concerning your residence card are directed to your current address.
• Remember that your residence card is a crucial document that enables you to legally reside in Turkey. Thus, it is vital to take appropriate measures to safeguard it and prevent it from getting lost.

In summary, the process of losing your Turkish residence card can be stressful and time-consuming. However, you can minimize potential difficulties by following the necessary precautions to avoid losing it and promptly reporting any loss or theft.

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In Turkey, it is mandatory for all vehicles to possess at least third-party liability insurance, and drivers are required to carry evidence of it all the time.

If you have a foreign license plate and are driving in Turkey or abroad, it is crucial to be aware that your insurance coverage may reduce to third-party liability, which implies that the policy will only pay for damages caused to other parties and not your car.

Therefore, it is vital to verify with your insurance provider before traveling, whether to Turkey or any other country, to avoid unpleasant surprises later on.

Continue reading to gain further insights into car insurance in Turkey.

Read More: Buying a car in Turkey

Types of Car Insurance in Turkey

Compulsory traffic insurance, also known as “zorunlu trafik sigortası” is mandatory for all vehicles in Turkey and covers the expenses related to damage caused to another car in case of an accident.

However, there is an additional type of vehicle insurance, called “Kasko,” that provides a more comprehensive coverage, including theft, vandalism, and fire. Kasko insurance is available in three levels of protection, namely limited (Dar), extended (Genişletilmiş), and full (Tam) insurance.

This type of insurance covers the car owner, but additional drivers must be listed on the policy to be included in the coverage.

The cost of the Kasko premium varies depending on several factors, such as the vehicle’s age, engine capacity (horsepower), Year of production and model, the type and level of insurance, and the driver’s age.

There may also be differences in pricing between insurance providers, and your location can also impact the premium amount.

Roadside Assistance Insurance in Turkey (Trafik Yol YardıM Sigortası)

If you experience a vehicle breakdown, windshield or window damage (if not covered by your primary insurance), or related legal expenses, Roadside assistance insurance can provide the necessary coverage.

However, this may require additional coverage and extra payment, depending on your insurance provider.

There are certain circumstances in which you may not be eligible for road assistance, such as:

• Being under the influence of drugs and alcohol
• Participating in public racing
• Repeated incidents of the same type of accident or breakdown
• Getting into physical altercations with third parties
• Natural disasters, terrorism, civil war, riots, or strikes are also excluded from the coverage.

Extra Driver and Passenger Insurance in Turkey (Ekstra SürüCü Teminatı)

If you don’t have comprehensive vehicle insurance, you may consider obtaining additional (Ekstra) insurance to protect the driver and passengers from potential loss or damage, including possible loss of life.

Car Insurance Penalties and Bonuses in Turkey

Having mandatory traffic insurance is a requirement for driving on Turkey’s roads, and failure to comply can result in severe penalties, including being banned from traffic and facing legal action.

In 2022, the penalty for not having car insurance in Turkey starts at 196 lira. Vehicle owners can receive a 25% discount if they pay in advance within 15 days.

If the compulsory traffic insurance is not renewed, or the insurance policy has expired for a year, a 5% penalty will be applied for each month of delay, with a maximum penalty of 50%.

If caught without valid insurance, your car will be towed to a parking lot, and you won’t be allowed to drive until obtaining valid insurance.

In the event of an accident without insurance, you may face claims of over 1 million Turkish Lira, especially if the other party is seriously injured, disabled, or killed.

On the other hand, car insurance in Turkey offers a “no-claims bonus” or “Hasarsızlık indirimi,” which provides discounts of up to 5% on insurance premiums each year without making a claim. This discount can increase up to 60% over time.

The driver, not the vehicle, receives the claim discount, which still applies even if the driver changes their vehicle.

Selecting Car Insurance in Turkey

When deciding on car insurance in Turkey, it’s important to consider factors such as your frequency of use and the extent of your travels. Many recommend getting Kasko insurance and adding clauses for international trips.

Several insurance providers offer flexible policies, with popular choices for mandatory traffic insurance including Anadolu Sigorta, Ankara Sigorta, ERGO Sigorta, Eureko Sigorta, and Groupama Sigorta.

Additionally, banks like Garanti Bank can be a good place to compare policies and potentially receive additional perks or bonuses.

Guide to Applying for Car Insurance in Turkey

When you want to apply for car insurance in Turkey, you will typically receive a standard form to fill out.

The insurance company will respond within 15 days, and if you are not satisfied with their offer, you are free to search for other options.

If you require more time to consider, most insurance providers’ rates and conditions remain valid for 14 days.

Several insurance companies now provide translated versions of their contracts or have English websites to make the process more straightforward.

To obtain car insurance in Turkey, you will need the following documents:

• Your vehicle registration document
• Proof of identity (ID card or passport)
• Proof of periodic motor vehicle inspection (similar to MOT in Turkey called “Vize”)

Filing an Insurance Claim for Your Car in Turkey

In the event of a car accident, it is essential to inform your insurance provider within five days of the incident.

To file a claim for material damage, you will be required to submit several documents, including:

• A copy of your insurance policy (poliçe)
• An accident report (trafik kazası tespit tutanağı)
• Drivers’ statements or eyewitness accounts
• A copy of the vehicle registration documents
• Your driving license, and photographic evidence of the damage
• Additionally, you may be asked to provide the result of a breathalyzer test (alkol raporu) if deemed necessary.

It is recommended to keep these documents organized and ready for use in case of an accident.

Canceling or Changing Your Car Insurance Provider in Turkey

In Turkey, most car insurance contracts are renewed annually upon their expiry, with the option of 3- or 6-month contracts that are usually more expensive.

Although canceling a contract typically incurs a penalty, there are certain circumstances under which cancellation is allowed, such as selling the vehicle or the insured’s death.

To cancel a contract after its expiry, written notice must be given to the provider at least three months in advance.

If you want to cancel before expiry, you may have to pay the premiums for the remaining months.

How to Lodge a Complaint Against a Car Insurance Company in Turkey

If you feel that an insurance company has not adequately compensated you for your losses or you are unhappy with their communication or services, you have the option to file a complaint with the Commission of Insurance Arbitration (Sigorta Denetleme Kurumu) or seek redress through Turkish courts.

Traffic Insurance In Turkey

Overview of Traffic Insurance for Road Vehicles in Turkey (Traffic Insurance)

Traffic insurance is a type of insurance that is required by law in Turkey and covers the legal liability of the vehicle operator for death, injury, and material damage to third parties that occur during the operation of the vehicle.

This insurance is mandatory and is in accordance with the Road Traffic Law No. 2918.

Minimum Insurance Guarantees Applied as of 01/07/2022 for Motor Vehicle Operators

The insurance coverage can be increased based on the number of passengers that the vehicle can carry (both seated and standing) as specified in the vehicle’s license.

This will be done according to the guidelines set by the Undersecretariat.

• Trailers used for transporting people will be covered under the insurance of the motor vehicle that pulls them.
• Motor vehicles designed for special purposes such as fire brigades, OB broadcasting and recording, libraries, and funeral vehicles will also be included.
• Additionally, other motor agricultural vehicles, excluding tractors, will also be covered. The amount of coverage for non-vehicle assets is equal to the financial coverage per accident.

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Turkey’s real estate market has experienced significant growth and development over the years, becoming one of the most attractive markets in Europe. In 2021, Turkey sold a staggering 1.5 million properties, topping all other European countries, according to data from the Turkish Statistics Authority. This accomplishment, in addition to the country’s strategic location, stable economy, and robust investment opportunities, makes Turkey an ideal location for real estate investment.

For those interested in investing in the Turkish real estate market, it’s essential to have a thorough understanding of the market’s advantages and potential drawbacks. At Move 2 Turkey we provide valuable insights into the benefits of investing in Turkish real estate in 2022, as well as how the Turkish lira crisis has affected the industry.

This article explores the advantages of real estate investment in Turkey and provides an overview of how the Turkish lira crisis has impacted the market. Additionally, we’ll take a closer look at Move 2 Turkey’s six significant benefits of investing in the Turkish real estate market, giving potential investors a comprehensive understanding of why Turkey is an excellent location to invest in real estate.

1. Increasing Returns On Investment Over Time

Investing in real estate in Turkey has become increasingly popular among international investors due to the country’s attractive tourism industry, which is at its peak during tourist seasons. This demand creates an opportunity for investors to rent out their properties and receive a good investment return.

Real estate investment is renowned for maintaining its real value, and properties in Turkey can bring annual profits through investment returns obtained through resale or leasing, which can be as high as 12% of the original property value. Moreover, long-term real estate ownership in Turkey can lead to increased returns due to the property’s appreciation in value over time, which can lead to an increase in capital.

Not to mention that investing in Turkey is also considered safe, and the continuous demand for rental properties provides a semi-fixed additional income, making it an attractive destination for investment.

However, investors must exercise caution when buying properties in Turkey, ensuring that they buy at a competitive price compared to similar properties in the area. They should also invest in the property optimally by either renting it out at a special rate or selling it for a profit.

To ensure a sound investment, it is advisable to seek professional advice from companies such as Move 2 Turkey, which provides guidance and support through all stages of real estate investment in Turkey. With their expertise, investors can make informed decisions and enjoy the benefits of investing in Turkish real estate.

2. Obtaining The Turkish citizenship

The option to obtain Turkish citizenship has made Turkey one of the most desirable countries in the world for real estate investment. Owning a property worth $400,000, whether it is an apartment, office, villa, or shop, can qualify an investor for Turkish citizenship under reduced terms. This has proven to be a strong motivator, particularly for those coming from unstable countries, to purchase real estate in Turkey, despite an increase in real estate prices.

The Turkish government has taken this matter seriously and streamlined the process for investors to acquire citizenship. As a result, many investors from Arab and neighboring countries have turned their attention to real estate investments in Turkey to reap both profit and citizenship simultaneously.

This policy has had a significant impact on the percentage of real estate purchases by foreigners in Turkey, with more than one-fifth of the investments made in 2021 being for the purpose of obtaining Turkish citizenship. Nearly 40% of these investments were made in Istanbul, further highlighting the city’s potential for growth and development.

3. The Governmental Support For Turkey’s Real Estate Sector

Real estate investment in Turkey offers numerous benefits, one of which is the special attention given to the real estate sector by the Turkish government. This is evident in the many real estate campaigns and initiatives that have been launched in recent years.

In fact, in 2017, President Recep Tayyip Erdogan issued a special appeal to revitalize real estate companies across Turkey and promote the sector through various campaigns. One of the largest campaigns included the sale of apartments throughout Turkey in convenient installments of up to 240 months.

To further encourage real estate investment, several measures were implemented. For example, some real estate companies have eliminated interest rates entirely, as directed by the President. Additionally, the advance payment required for purchasing property in installments was reduced from 25% to 20%. Foreigners and expatriates who buy real estate in Turkey have also been exempted from paying value-added tax.

Moreover, Turkish law grants foreign investors the right to obtain real estate residency for themselves, their spouse, and their children by purchasing property in Turkey. Furthermore, a decision was made on September 18, 2018, allowing foreign investors who own a property worth $400,000 to apply for Turkish citizenship. All these initiatives and incentives demonstrate the Turkish government’s commitment to promoting and facilitating real estate investment in Turkey.

4. A market full of promising and rewarding opportunities

The real estate market in Turkey offers a multitude of opportunities and options that are unique and varied. The strength and distinction of real estate in Turkey is due to the vastness of the country, the different nature and climate of its cities, and the strength of its infrastructure. All of these factors contribute to the multiplicity of real estate options available throughout the country, and the competitive pricing that makes investing in Turkish real estate a growing opportunity, from east to west and from north to south.

Whether you’re looking for commercial real estate, such as offices and shops, or residential properties, such as villas and apartments, Turkey offers a wide range of options to choose from.

One of the key advantages of investing in real estate in Turkey is the constant increase in property prices, which is mainly driven by the continuous foreign demand for properties in the country. This demand has helped to create a thriving and dynamic real estate market in Turkey, offering many opportunities for investors and buyers alike.

5. Property prices in Turkey are cheaper compared to Europe

Investing in real estate in Turkey is a smart decision for those looking for affordable prices without compromising on quality. The Turkish real estate market boasts a diverse range of properties to suit every budget and preference.

In addition, Turkey’s strategic location and modern infrastructure make it an attractive destination for investment, with many facilities and incentives to support the growth of the real estate sector.

Moreover, Turkey’s unique blend of culture, history, and natural beauty is another compelling reason to consider investing in its real estate market. The country enjoys a Mediterranean climate, a booming economy, and a vibrant tourism industry. With so much to offer, Turkey is a profitable and ideal option for those seeking to invest and live in a beautiful and promising country.

6. Tax advantages for foreign investors

The Turkish government values foreign investment and strives to facilitate investment opportunities by providing various incentives. One such incentive is the exemption of value-added tax (VAT) for foreign investors who do not reside in Turkey.

Typically, VAT in Turkey ranges between 1% to 18% of the property’s sale price. However, foreign investors can take advantage of the tax exemption, leading to significant savings when investing in real estate in Turkey. This tax exemption is an effective tool used by the government to revitalize the local economy and attract more foreign investments.

The government has made several decisions that specifically target the real estate sector, which have positively impacted foreign investors’ motivation to acquire more property. These decisions have helped stimulate growth in the real estate market and contribute to its overall revival. With such facilities and incentives, investing in real estate in Turkey can prove to be a lucrative opportunity for foreign investors.

Can real estate investment in Turkey withstand inflation?

When it comes to inflation’s impact on real estate investment in Turkey, it can have adverse effects on the local consumer price index, which is reliant on the Turkish domestic market. However, foreign investors dealing with currencies other than the Turkish lira may not be as affected by inflation’s high rate when purchasing or renting real estate in Turkey.

In some cases, high inflation may even be beneficial to them as it could result in buying and renting real estate at a lower cost compared to their foreign currencies.

How have investors in the real estate sector been affected by the Turkish lira crisis?

Despite the decline in the value of the Turkish lira, experts believe that it does not necessarily indicate a weak economy as the Turkish economy is based on three main sectors: industry, trade, and real estate.

These sectors have demonstrated robust performance in their respective indicators, particularly the Turkish industry, which exports to 126 countries worldwide and has recorded $200 billion annually in the latest official statistics. 

As a result, the decline in the Turkish lira’s value has not hindered the rising real estate prices due to the surge in foreign investor demand, taking advantage of the currency depreciation. This increase in demand reduces supply, which leads to a surge in prices, boosting the Turkish real estate market’s ability to maintain its market values.

In conclusion, Turkey’s real estate market has experienced significant growth over the years, with the country selling a staggering 1.5 million properties in 2021 alone, topping all other European countries. The country’s strategic location, stable economy, and robust investment opportunities make it an ideal location for real estate investment.

The advantages of real estate investment in Turkey include increasing returns on investment over time, the option to obtain Turkish citizenship, government support for the real estate sector, a market full of promising and rewarding opportunities, and competitive pricing.

The Turkish real estate market has a multitude of options for commercial and residential properties and is an excellent destination for investment. Investors should seek professional advice from companies like Move 2 Turkey to ensure a sound investment and make informed decisions.

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Foreigners can own real estate in Turkey, as long as it is located in urban areas that fall under the jurisdiction of a municipality or borough, and not in rural or military restricted areas.

To acquire the title deed of a property in Turkey, an application must be submitted to the local Land Registry Office where the property is located.

The title deed (TAPU) transfer will be processed by the Land Registry Office after completing necessary checks and requirements.

During the transaction, documents proving the full purchase price has been transferred into Turkey must be presented, and a 1.5% duty tax must be paid by both the buyer and seller.

Additionally, an annual property tax of 0.3% is collected by municipalities for private buildings.

However, newly built properties are exempt from this tax for 5 years. All properties are subject to revaluation for tax purposes every five years.

The purchased property can be resold or rented out, and the proceeds can be transferred out of Turkey, but regulations for properties purchased for business-related purposes may differ.

Laws and regulations for buying real estate in Turkey.

Turkey is increasingly attracting tourists due to its vast untouched coastline and Mediterranean climate that provides year-round sunshine.

Purchasing real estate in Turkey is also gaining popularity as a potential investment opportunity given Turkey’s potential EU membership and its status as one of the world’s fastest-growing emerging markets.

This information provides a general overview of the process of buying a property in Turkey according to Turkish Laws (Article 35 of the Turkish Constitution) and potential issues that may arise during the process.

It’s important to note that different properties have different laws (depending on location).

To avoid disappointment and ensure a smooth process, it is recommended to consult one of our property experts at Move 2 Turkey.

Keep in mind that buying property in Turkey can be complicated, and it’s essential to seek professional and knowledgeable service.

Turkish Property Legislation

Ownership rights are outlined in Article 35 of the Turkish Constitution, which states that individuals have the right to ownership and these rights can only be restricted by other legal regulations.

These restrictions can include zoning laws and restrictions for foreign ownership.

The laws surrounding property ownership are further detailed in the Turkish Civil Code, Article 633, which explains how ownership is obtained.

For foreign individuals purchasing property in Turkey, it is crucial to register the land in Turkey, the Land Registry Department has regional directorates that are divided into provincial or district offices and are controlled by the government.

Property Registration and Delivery in Turkey

In many European countries, the process of transferring property ownership from the seller to the buyer involves going to a public notary.

The public notary is responsible for ensuring that the transfer is done correctly, and also for handling the delivery of the property, which is often done via a “deed of transfer” and registration in the property registry.

Unlike other European countries, registering property ownership in Turkey is not handled by a public notary, but by an official of the Property Registry Department.

Both the buyer and the seller are required by law to be present during the registration process.

It is possible to authorize another person to handle the registration, but this requires a notarized authorization.

As a safety measure, it is also recommended to authorize the sale through an official notary.

In Turkey, the delivery of the “Title Deed” does not require the involvement of a public notary. The only requirement for delivery is that it is done in writing.

After the registration and delivery, the Property Registry Department issues a proof of ownership, known as a “Tapu.”

Ownership is only officially obtained once the construction of the building(s) is complete and the full amount has been paid.

Generally, there are no legal restrictions for foreigners to acquire property ownership in Turkey.

However, the Village Act and Military Prohibited and Security Areas regulations can be a limitation to the acquisition of properties by foreigners.

According to Article 87 of the Village Act, foreigners are not allowed to own property outside of the center of a village if the land hasn’t been surveyed yet or it belongs to the Ministry of Forest.

Similarly, the act regarding Military Prohibited and Security Areas can restrict the acquisition of property by foreigners if the property is located within a certain distance from military sites or strategically important areas.

The legal restrictions mentioned above may be subject to change or even be partially lifted by recent legislation that aims to improve Turkey’s economic position, align regulations and laws with EU standards, or promote tourism for foreigners.

Final words

Buying property in Turkey involves following a range of regulations. Not only do formal regulations need to be considered, but foreign buyers must also be aware of the various legal exceptions that apply to acquiring real estate.

When buying property in Turkey, it is important to approach the zoning schemes, the background of the seller, and the legal restrictions imposed by Turkish property legislation objectively, dependably, and with professional guidance.

Move 2 Turkey provides valuable assistance and conducts objective and thorough investigations on the property that you are interested in.

Our knowledgeable staff is available to assist you. Contact us via WhatsApp, email, or in person for more information.

Tax information for buying a property in Turkey

Non-Residents

Non-residents are only taxed on income generated from Turkish sources in Turkey and are subject to a number of other property-related taxes as outlined below.

The tax year in Turkey is the calendar year, and an individual is considered a resident in Turkey if they spend 183 days or more in any tax year in Turkey.

There is an agreement between the United Kingdom and Turkey for the avoidance of double taxation and the prevention of fiscal evasion with respect to taxes on income and capital gains.

However, at present, Ireland and Turkey have not signed a dual taxation agreement, but one is expected in the near future.

This will affect the tax implications on income received from Turkish property.

payable taxes when purchasing a property in Turkey

Both the buyer and seller in Turkey are required to pay 1.5% title deed transfer fees on the sale of a property, which totals 3% based on the declared value of the property.

However, the declared value of the property cannot be lower than the “tax value” determined by the local town hall, which is also used as the base for property tax.

Additionally, 1.5% is also payable on the registration of new buildings constructed on land.

The VAT rate in Turkey for the sale of property is 18%, but houses under 150 square meters in net area are subject to 1% VAT.

If a property is owned by a company in Turkey, selling it after holding it for 730 days (2 full years) may not be subject to VAT and corporate tax, subject to other conditions.

Stamp duty is also levied on sale and lease contracts in Turkey, with rates ranging from 0.15% – 0.75% depending on the value of the contract.

Recurring property taxes in Turkey include:

Rental income for non-residents in Turkey is taxed at scaled rates from 15% – 35%.

Expenses directly related to renting the property, such as repairs and management fees, are tax-deductible.

There is also an option to use a lump-sum expense method, which allows taxpayers to deduct 25% of gross income as expenses without providing documentation.

Tax is collected through a withholding tax, and if a double taxation agreement (DTA) is in effect, reduced rates of withholding tax may apply.

A Turkish tax return must be filed by March 25th, with taxes payable in two equal payments in March and July.

Local Turkish property taxes are payable in two equal installments in May and November.

Rates are calculated based on the value of the property and are subject to thresholds set by the Tax Authorities as follows:

• Residences: 0.1%
• Other buildings: 0.2%
• Land: 0.1%
• Farming land: 0%
• Vacant land (allocated for construction purposes): 0.3%

Other relevant taxes

Capital Gains Tax (CGT) on the sale of property in Turkey is considered income for the year of assessment and is taxed at the marginal rate of 15% – 35%. A capital gain of up to TRY 6,800 in 2008 is exempt from CGT.

Information on the disposal must be submitted within 15 days of the sale. Properties owned after January 1st 2007 and held for more than 5 years are exempt from Turkish CGT.

Inheritance Tax (IHT) rates in Turkey range from 1% – 30%. Tax on inherited property is calculated based on the taxable value of the asset.

The law of obtaining the Turkish citizenship through buying a property in Turkey

In accordance with the amendment to the Turkish Citizenship Law published in the Official Gazette in June 2022, a new convenience has been provided for foreigners who want to become Turkish citizens.

Foreigners who want to buy a property under construction may also obtain Turkish citizenship after signing a regulating contract from the notary for the property sale and committing to buy a property worth 400,000 USD.

Turkish Citizenship by Property Purchase in Turkey

In June 2022, new regulations were added to make it easier for foreigners to obtain Turkish citizenship.

These regulations state that foreigners who sign a contract with a notary for the purchase of a property worth 400,000 USD and commit to pay for it in cash, may qualify for Turkish citizenship.

The notarized contract pledging that the property sale is made by cash payment and committing to not transfer or abandon the contract for three years is sufficient.

Additionally, foreigners who buy a property from unfinished or off-plan projects may also apply for citizenship under these new regulations.

Eligibility for Turkish citizenship through the commitment of property purchase is subject to the following conditions:

• The commitment to purchase a property worth at least 400,000 USD.
• The property commitment must be organized by a notary.
• The notarized contract should state that the committed property will not be sold for 3 years.
• The property purchase commitment is also valid for properties under construction or off-plan projects.

Conclusion

When considering purchasing property in Turkey, it is important to be aware of the legal matters that may arise during the process.

There are various laws and regulations that apply to different types of properties, and it is essential to have a clear understanding of these in order to avoid any potential issues.

Some of the key legal matters to consider include zoning schemes, restrictions imposed on foreigners, and taxes and fees related to the sale of property.

It is also important to consult with a knowledgeable and professional real estate agent or attorney to ensure that all necessary steps are taken and that the property is properly registered and transferred to the new owner.

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Istanbul is a bustling metropolis with a rich history and culture, making it an attractive destination for expats. One of the biggest draws of living in Istanbul is the low cost of living compared to other major cities. Housing, food, and transportation are generally more affordable than in Western cities.

The city also offers a wide range of activities and entertainment options for expats, from exploring the historical sites and landmarks to sampling the delicious local cuisine. The nightlife in Istanbul is also vibrant, with a variety of bars, clubs and restaurants to suit different tastes.

Istanbul is a melting pot of cultures, with a diverse population of locals and expats. This makes it an ideal place to meet new people and make friends from all over the world.

In this guide, we will discuss the experience of residing in Istanbul as a foreigner and provide an overview of what to anticipate should you choose to relocate to Turkey’s capital.

Is Istanbul a good place to live?

Istanbul is a vibrant and historically rich city that offers a unique and exciting experience for those who choose to live there.

Istanbul offers a diverse and rich cultural experience, with a blend of history and waterfront living.

Straddling both Asia and Europe, the city fosters a unique blend of Eastern and Western cultures, making it an ideal destination for those seeking a diverse society.

If you’re considering moving abroad and desire a culturally rich environment, Istanbul may be the perfect choice for you.

Many expats and foreign retirees who have visited the city as tourists have been captivated by its charm and decided to make it their home.

Keep in mind that one of the challenges of living in Istanbul as a foreigner is the language barrier. Although many locals speak English, it can be difficult to navigate certain situations without a basic understanding of Turkish.

The cost of living in Istanbul

Istanbul, when compared to other European capital cities, is relatively affordable to live in. A moderate lifestyle can be maintained on a monthly income of 2000$.

However, there are no limits to how much one can spend in Istanbul, and if you desire a luxurious lifestyle, even a high income of 10,000$ may not be sufficient.

Istanbul provides ample opportunities to tailor your lifestyle and expenses.

For an expat, 2000$ per month should be sufficient to enjoy the city and its offerings.

Renting a flat in desirable neighborhoods such as Beşiktaş and Şişli starts at 600$, with similar costs for food and transportation.

Heating expenses in the winter would be around $70.

Retiring in Istanbul

Istanbul is becoming increasingly popular among expat retirees, and for good reason. The city offers all the necessary amenities for a fulfilling retired life, and healthcare is easily accessible and of high quality.

Istanbul presents various opportunities for foreign retirees, such as senior residences and retirement homes with all-inclusive packages starting from 600$ per month.

The cost of living in Turkey is significantly lower than in other popular retirement destinations, making the cost of services for pensioners more affordable while maintaining high-quality services.

The cost of senior residences in Istanbul ranges from $400 to $700 per month, with an average of $600 per month.

The city offers new friendships, pleasant weather, delicious Turkish cuisine, sightseeing tours, and organized activities.

Plus, housekeeping is available for those who wish to avoid household chores.

One well-known establishment for retirees is the Çetin Life Club, which offers affordable rooms in shared houses and helps expats find all-inclusive flats in Istanbul.

Weather in Istanbul

During the winter months, temperatures typically range from around 7 to 10 degrees Celsius (45 to 50 degrees Fahrenheit), with occasional rain and occasional snow in the city center.

During the summer months, temperatures can reach as high as 35 degrees Celsius (95 degrees Fahrenheit) and sometimes more. The summer is also the driest season, with very little rainfall.

Spring and autumn can be quite pleasant, with temperatures ranging from around 15 to 25 degrees Celsius (59 to 77 degrees Fahrenheit) and occasional rain.

Istanbul’s location between two seas and its hilly terrain, makes the weather often change during the day and from one neighborhood to another. So it’s always good to check the forecast before going out and pack accordingly.

Overall, Istanbul’s weather is generally mild, with hot summers and mild winters.

The pros of living in Istanbul

1- So much things to do, You’ll never get bored

Istanbul is a bustling city with a wide variety of activities and events happening around the clock. From concerts and conventions to parties, exhibitions, and sports events, there is always something going on in Istanbul, and these events tend to be larger and more frequent than in other cities in Turkey.

Additionally, the city’s shops, stores, malls, and grocery stores are open late, even in the suburbs, which means that life in Istanbul doesn’t come to a standstill after 5 p.m. or on Sundays like it does in some Western cities.

2- An outstanding transportation system

Istanbul’s public transportation system is generally reliable and safe.

To make use of all the various modes of transport the city has to offer – including boats, subways, buses, trams, and funiculars – you can purchase an Istanbul Card (Istanbulkart), which is a rechargeable card that allows for seamless travel.

These cards can be bought from Biletmatik ticket machines located near metro stations, piers, and bus stations, and can be refilled as needed at the same machines.

3- A city with amazing beaches

Istanbul is situated between the Marmara and Black Seas, which means that there are plenty of beautiful beaches nearby.

The Princes islands surrounding the city offer a variety of sandy and pebbled beaches that are perfect for a summer getaway.

There are convenient transportation options available that make it easy to reach the coast, and you can choose from free public beaches like Büyükada, Heybeliada, Burgazada, and Kınalıada, or opt for more developed, private beaches that require an entrance fee.

4- Convenient hub for travelers

If you’re someone who travels often, Istanbul could be the perfect location for you.

The city is well-connected to the rest of the world and offers easy access to destinations on multiple continents, including Europe, Asia, Africa, and America.

With a wide range of flights available from Istanbul, it’s a convenient hub for travelers.

5- Excellent health care system

Istanbul boasts a high-quality private healthcare sector that is relatively affordable compared to European and American healthcare costs.

Private healthcare insurance in Turkey is quite reasonable, and the private sector is considered to be of a very high standard.

On the other hand, while the state-funded healthcare system has improved in recent years, it is not quite as advanced as the private sector.

However, after living in Turkey for a year, it is possible to enroll in the public healthcare system if desired.

Some expats choose to have international health insurance, but it can be costly.

It’s wise to search around and compare different international health insurance options to find the best deal.

The cons of living in Istanbul

1- Traffic

Traffic congestion can be a significant challenge for residents of Istanbul, as is the case with many other major cities.

The city is quite densely populated, and this can lead to heavy traffic, especially at peak times.

This can make traveling to nearby destinations on weekends a difficult task, with it being not uncommon to spend 2 hours in traffic for a journey that would normally take only 30 minutes.

2- It’s so hard to find a parking space

The heavy traffic in Istanbul can also make it challenging to find parking, particularly in areas that are popular with tourists, such as Eminönü, Beşiktaş, Kadıköy, and Taksim.

3. It’s just hard to drive

Driving in Istanbul can be an intimidating experience, and the local driving style may be overwhelming for some.

Pedestrians should also exercise caution, as many drivers do not stop for pedestrians at crosswalks, and it is not uncommon for drivers to make left or right turns at red lights.

4- More expensive properties

When buying a property in Turkey, keep in mind that prices in Istanbul are typically higher than other cities of the country.

As it’s the largest and most desirable city in Turkey, on average, a house in Istanbul costs around $650 per square meter, while the average price for a house in Turkey is $390 per square meter.

Best areas to live in Istanbul

When working in Istanbul, it is important to find a home close to your workplace to save time on commuting during the week.

On the European side, affordable and safe neighborhoods include Bahçeşehir, Beylikdüzü, and Küçükçekmece which all have good public transport options.

For those who don’t mind living in popular tourist areas, Nişantaşı, Ortaköy, and Etiler are great options with high rental costs but also offer access to Istanbul’s elite social groups.

On the Asian side, neighborhoods such as Sancaktepe, Kirazlıtepe, and Kadıköy are more affordable.

For a more fashionable area, consider Fenerbahçe, Suadiye, or Beykoz, which are suitable for families, young professionals and retirees.

Conclusion

As a foreigner, living in Istanbul will provide a never-ending source of entertainment. as the city offers a low cost of living, affordable healthcare, a vibrant nightlife, cultural diversity, and delicious cuisine.

You will also get to experience the full range of seasons, including a hot summer, a cold winter, a chilly autumn, and a warm spring.

Overall, Istanbul offers a unique and exciting experience for expats, with a rich culture, low cost of living, and a vibrant social scene.

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Maslak district is a highly significant commercial hub not just in Istanbul, but throughout Turkey.

Known for its strong investment potential and high financial returns, the area is a major trading center for many global companies and hotels.

This is due to its strategic location between the Asian and European sides of the city, as well as its modern and contemporary infrastructure. including skyscrapers and large commercial towers that provide an ideal setting for business activities.

The region has gained the nickname “The City of the Rich” and is home to a stable community of traders and business professionals.

Maslak Location in Istanbul

Maslak is located within the prestigious Sariyer neighborhood of Istanbul, with views of the Belgrad forests in the northeastern part of the city.

It is just a five-minute drive from the iconic Bosphorus, which separates the European and Asian sides of Istanbul, making it an ideal location.

It is also within proximity to the famous Taksim Square and Istiklal street, 10 km away, Sabiha Gokcen Airport on the Asian side, 46 km away, and the new Istanbul airport, 35 km away.

Historically, it has been a popular destination among the affluent, merchants, celebrities and business professionals, due to the region’s rich cultural heritage.

This can be seen through its many Ottoman-era palaces and museums, which date back to the 17th century and once served as homes to nobles, princes and sultans.

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The advantages of living and buying property in Maslak

Maslak is one of the most esteemed and sophisticated areas of Istanbul, renowned for its unique blend of culture and modern urban development.

It boasts a diverse array of skyscrapers, apartment buildings and other structures, catering to the needs of both large companies and individuals seeking housing.

The Maslak area is well-known for its lively atmosphere, where you can find a mix of everything, a place where history and new development intertwine to create a unique place with a bright future.

In addition, Maslak district is considered a well-established hub of regeneration and growth, making it the top choice for investment in Istanbul.

It has also become one of the most sought-after locations for real estate development in the city, with a wide range of housing options available.

The region is well-connected with a transportation network, and features plenty of shopping centers, markets, hospitals, schools, and universities all within proximity, making it a promising location for investment and living.

You can check some of our offers available for sale in Maslak area in Istanbul

Best attractions in Maslak area in Istanbul

Maslak is a popular tourist destination known for its striking architecture and historical significance. Visitors to the area can enjoy a comfortable atmosphere and proximity to well-known attractions such as the Maslak Pavilion, the Bosphorus Fatih Sultan Mehmet Bridge, the Vadistanbul Shopping Mall, and the Belgrad Forest.

Maslak Pavilion:

Which was constructed during the reign of Sultan Mahmut II and completed under Sultan Abdulaziz, is a notable structure in the area.

The Bosphorus Fatih Sultan Mehmet Bridge:

Fatih Sultan Mehmet Bridge is considered to be one of Istanbul’s most impressive bridges and connects the European and Asian sides of the city.

Vadistanbul Shopping Mall:

With its 103,000 square meters of space and numerous international brands, Vadistanbul Shopping Mall is one of Istanbul’s most popular shopping centers.

Belgrad Forest:

Lastly, the Belgrad Forest is a picturesque park known for its lush vegetation and wildlife, and is a popular spot for locals and tourists alike to enjoy picnics and recreation.

Universities and schools in Maslak area

The Maslak area boasts an array of educational institutions, including schools, institutes, and universities.

The education system is divided into different levels, such as kindergarten, primary and preparatory, and comprises both public and private schools, as well as imam schools and nurseries for young children.

The region is home to two of the most renowned international schools, Bosphorus School and the British School in Istanbul, as well as the well-known Istanbul Technical University.

Additionally, 9 km away, there is the prestigious Bahcesehir University, a private institution founded in 1998, which is highly regarded by students from over 45 countries around the world.

Transportation in Maslak

Transportation is a key factor in the growth and development of the Maslak area in Istanbul, particularly due to its central location in relation to the Sariyer district and the city as a whole. The proximity to other key districts such as Eyup and Besiktas also make it an attractive location for real estate investment.

Hospitals and health centers in Maslak

The area boasts a wide range of state and private hospitals and healthcare centers that offer a comprehensive array of medical services to the community.

One of the most significant among these is Acibadem Hospital, which is considered one of the most important healthcare institutions in Istanbul.

Investing in real estate in Maslak

Investing in Maslak, particularly in real estate, is seen as a strong investment opportunity, separate from the region’s growth in industries such as tourism and its proximity to the Istanbul Trade Center.

This has led construction companies to focus on creating attractive and unique designs for residential and commercial complexes, leading to fierce competition among them to attract buyers and investors.

You can learn more about available properties by checking out the offerings for apartments for sale in Istanbul and contacting us for further information.

Additionally, the investment citizenship program in Turkey offers a highly attractive option for obtaining Turkish citizenship through owning real estate, with the potential to gain a Turkish passport within 3 months by investing $400,000, and the option to lease or resell the property for financial gain after 3 years.

Why choose the Maslak area when buying a property in Istanbul?

1. Strong Investment Opportunity: As mentioned, Maslak is considered a strong area for real estate investment, separate from its growth in other industries like tourism.
2. Variety of Properties: Maslak offers a variety of residential and commercial complexes, so buyers can find the property that fits their needs and preferences.
3. Attractive Design: Construction companies in the area are focused on creating innovative and attractive designs for properties, making them more desirable to buyers and investors.
4. Strong Competition: The intense competition among construction companies leads to higher-quality properties and better deals for buyers.
5. Proximity to Istanbul Trade Center: Maslak is located near the Istanbul Trade Center, making it a convenient location for those involved in business and trade.
6. Easy access to transportation: Maslak area is well-connected by public transportation and major roadways, making it easy for residents to travel within Istanbul and around the city
7. Potential for Financial Gain: Property owners have the option to lease or resell their property after a period of time, which can lead to financial profits.

Best urban projects in Maslak area in Istanbul

42 Maslak

The 42 Maslak project is a mixed-use development located in the Maslak district of Istanbul.

The project comprises two towers, each 42 floors tall, with a total of 442 residential units, 14 penthouses, a 10-floor business hotel, and a business center/office area of 44,000 sqm, complete with clubs and social facilities.

It offers options for offices, home-offices, and residences, and is constructed with advanced technology to enhance the functionality and convenience of both living and working spaces.

• Delivery Date: Ready to move
• Number of Units: 442
• Land Area: 39.000 sqm

Click here to find out more about 42 Maslak project

DAP Yeni Levent

The DAP Yeni Levent project is highly sought for those looking to combine the urban convenience of Istanbul with a healthy, natural lifestyle.

It offers a great investment opportunity and an array of housing options, including 1+1, 2+1, 3+1, and 4+1 flats, to meet the diverse needs and preferences of potential real estate buyers in Istanbul.

The project boasts an impressive 85% green space with a total area of 103.000 square meters and features 40 stores/shops, 16 residential complexes, and 1050 apartments for sale.

• Delivery Date: January 2025
• Number of Units: 1050
• Land Area: 103.000 m2

Click here to find out more about The DAP Yeni Levent project

Skyland

The Skyland Istanbul project is one of the most reputable and reliable contractors in Turkey, and is located in the Seyrantepe neighborhood, next to the Turk Telekom Stadium, home to the Galatasaray Turkish Football Team.

The development is mixed-use, comprising both commercial and residential units such as a hotel, shopping center, residences, offices, and various commercial stores to meet a wide range of demands.

The project includes 987 units, with 518 offices and 469 residences, with a total construction area of approximately 500,000 sqm, 40,000 sqm of which is designated as rentable shopping center space and 90,000 sqm as rentable office space.

The upper floors are designed for restaurants, brand stores, entertainment facilities, cinemas, and more.

• Delivery Date: Ready to move
• Number of Units: 987
• Land Area: 46.000 sqm

Click here to find out more about Skyland project

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Buying real estate in Turkey, whether for investment or residence, can be a savvy and rewarding decision.

At Move 2 Turkey, we boast a highly skilled and competent team that will guide you through every step of the process, addressing all of your inquiries and catering to your specific needs.

Our daily mission is to provide a transparent and exceptional customer experience for our clients. To achieve this, we provide the original project names and the exact location through an interactive Google map, as well as builder information and past performance.

This information should be widely available in the market, but it is often lacking. We urge you to ask questions and scrutinize any listings that seem inflated or fabricated. This is the only way to ensure a transparent experience.

Furthermore, we assist you in negotiating for the best price, ensuring that you receive the best deal possible. Your satisfaction is our top priority!

In light of the current exchange rate, individuals holding Euro, GBP, and USD can enjoy significant savings compared to recent months.

1- Know your purpose

Before embarking on the journey of Buying property in Turkey, it is essential to determine your purpose for the purchase.

This could be for investment, personal use or a combination of both. Once you have established your purpose, it is important to understand the terms of payment and the time frames in which payment must be made.

This information will help you decide whether a cash payment or installment plan is the most suitable option for you.

The terms of payment will be clearly outlined and communicated to you throughout the inquiry, negotiation, reservation, and final payment stages and will be documented for your safety and security.

Please keep in mind that during the reservation process, a 1% deposit is required but is fully refundable within 14 days.

2- Choose the right area

A crucial aspect of making a successful property purchase is understanding the location of the property you’re interested in.

Move 2 Turkey provides you with an area guide, detailing the proximity of amenities to the property, and an interactive map to give you a clear idea of its location.

It’s important to research prices of properties in the surrounding area to identify the best deal on the property you wish to buy.

It’s also important to be familiar with the history and development of the neighborhood you are considering buying in, as it can be an indicator of the area’s potential growth in the next 5 to 10 years.

Keep in mind that location is a major factor in real estate investments.

In addition to that, being aware of the future improvements in town, like infrastructure regeneration, new metro stations, parks, shopping and educational institutions can help you make better investment or personal livability decisions.

Real estates in designated regeneration areas also tend to have better potential for capital appreciation.

3- Knowing the additional costs

When buying a property in Turkey, it’s important to be aware of all the additional expenses that come with it, beyond the cost of the property itself.

These expenses may include one-time payments such as stamp duty and VAT, as well as ongoing costs such as utility accounts, natural disaster insurance, and regular expenses like maintenance and property taxes.

Make sure to factor these costs into your budget and consider them before making a decision.

4- Choose the right construction company

At Move 2 Turkey, we only work with reputable construction companies that have a proven track record of success.

You may not find some of the biggest names in the Turkish market, as size doesn’t always equal quality, particularly when it comes to agencies and developers in Turkey.

This industry is heavily driven by marketing, but the ability to “build” a brand doesn’t necessarily indicate a positive outcome for the buyer during the purchasing process.

We only recommend companies who have a history of delivering on-time and maintaining high standards of quality.

Our in-house legal team conducts routine reviews of permits and building licenses to ensure that the projects we recommend have been carried out in compliance with all legal regulations.

When we assure that a developer or project is trustworthy, we stand by that claim.

5- Legal Actions

If you are unable to be present in Turkey during the payment process for your property, it is necessary to grant a Power of Attorney (POA) to a lawyer who will represent you throughout the process.

If you plan to become a Turkish citizen through the Citizenship by Investment program, it is mandatory to have a POA in order for the legal team to submit the application on your behalf.

The POA also covers title deed registration, submission of residency and citizenship applications for the buyer and any family members included, as well as ordering an evaluation report.

POA can be obtained at Turkish embassies worldwide or at a notary public office in Turkey prior to leaving the country.

Move 2 Turkey offers legal services to guide you through the POA process and help you determine the most suitable legal strategy for you and your family.

6- Determining the best payment plan

For some buyers, a payment plan may be a more viable option, depending on their individual circumstances.

Payment plans can be a convenient option, however it’s important to fully understand the terms and timeline for payments.

Maintaining a good relationship with the construction company is crucial, and that is dependent on timely payments and adherence to the agreed upon terms.

Additionally, cash payments often come with discounts, but that doesn’t mean there isn’t room for negotiation on the amount of the down-payment or length of payment conditions.

Lastly, it’s important to be aware of the penalty terms in case of any unforeseen circumstance where payments can no longer be made.

7- Choose a property that has the biggest benefit

When discussing investment options with an advisor, it’s important to understand key financial concepts such as return on investment (ROI), Net Present Value (NPV), and Internal Rate of Return (IRR).

ROI refers to the annual rental returns and the percentage earned, and Capital Growth is the growth in value over the maturity period of the ownership.

These are basic interpretations, but they highlight the importance of being familiar with commonly used terminology in real estate investments.

It’s important to remember that every buyer has different expectations and goals when it comes to ROI and Capital Growth.

Understanding your own preferences is key to allowing your advisor to properly guide and assist you.

Some buyers may prioritize higher monthly income with lower capital growth, while others may be more interested in realizing a higher value upon selling and not concerned with renting out the property. 

There isn’t a right or wrong strategy, but clear communication is crucial.

8- Buying property online

In the past, physically inspecting a property before making a purchase was a common practice, however, due to the COVID-19 pandemic, online buying has become a preferred and necessary option.

Move 2 Turkey has a proven track record of successfully selling properties online.

Customers from all over the world are now choosing to buy properties online, thanks to the seamless process offered by the Companies sales team.

We provide online viewings, video conferencing negotiations, and access to our in-house legal team to guide you through every step of the process.

However, for those who still prefer to view the property in person, our team will be ready to take you to view various options at pre-identified locations, following all the necessary local health protocols and precautions.

9- Choose a reputable real estate agency

It’s important to steer clear of agencies that limit your options or pressure you into making a quick decision on a single project they claim is the best fit for you.

Choose to work with agencies that take the time to understand your needs, interests, and goals.

A good advisor will provide you with information on the neighborhoods, demographics, and realistic rental value, as well as the project name, exact location, catalogs, brochures and real images, including off-plan projects.

Agencies that fail to provide this basic information should be approached with caution.

Look for a buyer’s agent, who can act on your behalf and find the best solution in the market for you.

At Move 2 Turkey, we are dedicated to breaking down these barriers and providing our clients with the best buying experience. Our track record speaks for itself, but the best way to find out is to experience it for yourself.

10- Visiting the project in person

It’s important to visit the construction sites to assess the progress and quality of the work.

Inquire about the length of time the construction has been ongoing and when it’s expected to be completed, and compare it to other projects in the area.

Verify that there are no undisclosed reasons for any delays with your advisor.

If the project is already completed, find out how long ago it was finished and how many units are still available for purchase.

It’s worth considering if there are any potential issues for why a large number of units remain unsold in older projects.

Consider the services and amenities offered by each project and understand the associated costs.

Not all projects have swimming pools, gyms, or indoor parking facilities, so if these are important to you, let your advisor know so they can eliminate options that don’t meet your requirements.

Despite a large stock of available properties in Istanbul, developers continue to build new projects at a fast pace.

It’s worth considering both off-plan and completed options, and take time to compare prices, as there are certainly good deals to be found.

11- Study your options carefully

Ask your advisor for their own analysis of the properties you are interested in.

They should be able to provide you with a clear understanding of the project’s growth potential, investment quality, construction quality, livability, and how well it aligns with your specific requirements.

If an advisor or agency is unable to provide this information, it’s not doing you a favor.

If you are unsure, don’t hesitate to ask to speak with a supervisor or director.

Once you receive the advisor’s analysis, conduct your own research and comparison.

Focus on 3-4 options that you believe are the most suitable, rather than considering multiple options at once, as it can lead to confusion and mistrust.

Wait until you arrive and view the options in person before making a decision, rather than relying on information or guidance that could be misleading.

It’s your right to see multiple options, so make sure you exercise that right and consider all options available to you.

In conclusion, buying property in Turkey can be a great move for those looking for an investment or a new home.

It’s important to work with reputable agencies and advisors who understand your needs and goals, and can provide you with all the necessary information about the property, location, and surrounding neighborhoods.

Before making a decision, be sure to visit the construction site, compare prices, and have a clear understanding of the terms and timeline of payments.

Additionally, be aware of any additional expenses that come with the purchase, such as stamp duty and value-added tax.

It’s important to have a clear idea of your investment goals and whether you prefer higher monthly income or capital growth.

It’s also important to have an understanding of the legal aspect, such as power of attorney and paperwork.

With the right knowledge and guidance, buying property in Turkey can be a smart and profitable move.

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The post 11 Tips Before Buying Property in Turkey – Your Complete Guide appeared first on Move 2 Turkey.